Caveat: I do not know the answer. Caveat: I do not think I need to know the answer, I am happy with a 2% real return, for many of you that would be not a happy situation, perhaps. My requirements have gone down because of the past performance. Caveat: Nobody has an answer, and far […]

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  This is a result of being in the 4th decade of my investing life. Not all the lessons were personally learnt – some where learnt from the reading, teaching, talking, dreaming, writing, commenting about investing. So if you see some points from other authors, writers, commentators do not feel outraged. We both may have […]

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how many of you have noticed that the Sensex and the Nifty may have gone nowhere in the past few weeks…but I have seen some explosive growth in: Cholamandalam Finance, EID Parry, Carborundum Universal, Tata Motors, Cummins…. just an observation and back patting myself…. PS: i MAY  have a trading position in these shares too… […]

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Last week I was talking to two CXOs of life insurance companies. They had similar problems – but not really the same one. One CXO was still opening branches for selling life insurance – this kind of surprised me. As he was on the sales side, he was saying that the ‘training’ is too long. […]

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Honest to God, this conversation is not an exaggeration. Please read it, and tell me how useful this advise was: Anchor: Sir, when buying insurance should you buy insurance or an investment too. Expert: Well you should look at all the features. Normally people buy life insurance to get the 80C benefit. Which means in […]

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Fortunately or unfortunately most of the net wealth that I have created is by being in the markets and for long periods of time. However this did not lead to a career in Portfolio Management Services – simply because the method of compensation and the amount of compensation did not attract me at all. If […]

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O M G!! You are saying good things about mutual funds?! This was the reaction of about 40 people I met last fortnight at a ‘pre-wedding’ food party at a Gujarati friends ‘so called’ party. The food was amazing and for a non 5* setting Rs. 1900 per plate was what I thought well, too […]

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