Archive for the 'Mutual funds' Category

What scares me in a mutual fund today

It must have been in 1998/9 when I heard about SIP for the first time from Suraj of Franklin Templeton – he now is the boss man in UTI. A fan of SIP me and many others like me have been espousing the cause of SIP for the past 20 odd years. It is a […]

Mutual fund industry is booming

Make no mistake about this – the mutual fund industry is booming. Every fund house is making a lot of money – or is hoping to make a lot, lot more money in the near future and hence the rush for new fund houses to be set up. We are still not seeing any major […]

Mistakes in fund scheme choice

Teaching has its advantages. Huge advantages I should have said. One such event happened yesterday…I was told that I had missed one of the best fund managers by not investing in Mirae. I was also told that by not investing in a new FT scheme of ‘High Growth companies’ I had missed out on a […]

Fund Manager Evaluation: Pitfalls

Every body and his uncle, aunt and cousin likes to talk about Fund manager evaluation. It is extremely difficult to even assess past performance – some managers get lucky very often! More than being difficult, it is pretty useless. Useless, yes you heard it right – because you cannot use the so called ANALYSIS to […]

Mutual fund myths: some being removed

The mutual fund industry owes me some thanks for pushing a lot of people into investing! Surely the investors are happy and benefiting and hence enjoying the process. However when I speak to them I realize that there are too many mis-conceptions, let me clear some of them at least: 1. ‘Are mutual funds not […]

Retirement Mistakes I see people make

I am not sure whether many people over the age of 70 read my blog but here is an article dedicated to them. What are the 2 risks in a Retiree portfolio? – running out of money during your last few years – or living too frugally and leaving back just too much for your […]

Sebi removes upfront commission!!

A brilliant move by Sebi to remove the upfront commission in the mutual fund industry. Awesome. What is the implication of this? 1. Will the Investor get a better NAV? NO. he was anyway not paying any load. 2. Will the big distributor be hit? I mean somebody who has say Rs. 50 crores Aum […]