Dr Atul Gawande – the best book of his that I have read is Being Mortal. I have also read Checklist Manifesto. Hear him….EVERYBODY NEEDS A COACH. Even a financial coach.

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The SnP 500 is on a bull run since 2009 and is one of the longest bull runs. It has to end sooner rather than later. In such a market what should one do? Well do not try to remove money and sit in cash waiting for an opportunity, but yes if you are in […]

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This cannot be original for sure. It is the result of lots of reading (subconscious cut paste), learning from health related stuff (subconscious cut paste), experience (original mistakes), client mistakes (even tried to prevent a few), …so if you find it common to something somewhere (even my own old post, pardon me): It is not […]

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I can assure you life as an equity analyst is not easy. It was not easy in the 1980s when I was starting life and it is not easy now. The kind of expectation that we put on an analyst to give a call is not funny. I am talking of both the sell side […]

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What is the PE ratio? Ask a Fundamental Analysts and he goes gaga over PE and how it is the best way to decide whether to buy or sell. Great. However when a FA comes on Television he also uses words like “but the share has been heavily oversold”. The anchor in all earnestness goes […]

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When a friend had a job offer from a very good company he could not move. The reason? He said (almost his words) “Subra I have been with these brothers (not mentioning the business too much of a give away) for 14 years, they have been good to me, and I know that I am […]

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  Here a summary of why I think a comprehensive financial planning session is FINANCIALLY justified by a company. Very few of large employers are offering broad financial education that includes emphasis on personal budgeting and credit management (Fee-based education should be favored, let the employee realize that there is no free lunch – lesson number […]

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