Lord Ganesha is invoked first in every Hindu beginning — a new home, a business, a journey, or an investment — because he is Vighnaharta (remover of obstacles) and Buddhinath (lord of wisdom). His first gift is not wealth. It is buddhi: the intelligence to know which doors to walk through and which to leave […]

Do you notice how people come into your life? There is an English saying “people come into your life for a Reason, Season or Life-time” – this sounds so much like God. They come, they create an impact, and sometimes they go away. They have been part of your building society, school, college, office, working […]

There are some unintended tax implications that are hurting investors. Especially those investors who have invested in Mutual funds. Let me enumerate them: If a couple -say a Husband and Wife are holding the units jointly in a Mutual fund, and on the death of say the second holder, the surviving spouse wants to make […]

When we trade and invest in Equities (and / or Mutual funds) a market which has many ups and downs is very useful. If you have an Equity portfolio and wish to build it over a period of say 30-40 years, you will end up buying shares on a regular basis. Let us say you […]

When you take a loan, it is an act of tremendous responsibility. As a generation, people do not mind taking loans for various things – from vacations, to meet personal emergencies, marriage, to meet uninsured medical expenses, etc. This is apart from the traditional loans like a car loan, educational loan, Home loans, and mortgages. […]

A death file (DF) is a tool to help you organize and keep all of your most important financial files, data, and documents in one place. It could be a physical file, a pen-drive, a BOX, or be in any combination of the above. These include financial documents, details of your investments, passwords, estate planning […]