The biggest problem in Financial Learning or Financial Teaching is that the budget for training : budget for sales ratio is something like 1: 50 billion. Yes the sales budget for financial products is about 50 billion times the training budget for financial products. Suddenly there is a surge among Life insurance companies to sell […]

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I got all this shit on YouTube….so not naming the channels…look for personal finance, mutual funds, life insurance, term plans…I will not name friends 🙂 If you can invest for 10 years…ULIP is a product better than mutual funds My take: I have ulips where I have made money. However I bought it long ago […]

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I remember during my analyst days (omg how being a CA helped!) I would cross check figures form different senior executives / promoters and I would get different numbers. It always set me thinking about the CEO – was he really incompetent or was he just fibbing about the numbers, or had he just removed […]

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I have been attending the MOST wealth study meets on and off. This was the first time I was attending in their brilliant atrium. I had seen the atrium of course, but had not attended any session there. The talk was good, the discussion even better. I will hopefully being writing more about the study, […]

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Each one of us handles money in a different way. There is no right way or a wrong way. I meet IFA who call themselves ‘coach’. I find it odd. Not that I have not called myself a coach ever, but trying to judge people and make them do things our way is not right…Lets […]

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Yesterday I did a note about recruiting a relationship manager for a friend. Then I realized while talking to the candidate how different a relationship manager is compared to a financial adviser. There is a big difference. Here is my view… Continuing with yesterday’s story…a 27 year old having to deal with 640 families looks […]

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I am the guy who does odd jobs in the BFSI. So sitting with a friend who is evaluating a Vee Cee proposal to talk about ‘what PnL and B/S a start up guy should know’ talks to ‘Do not listen to your parents’ at IIT – I do all such stuff. And l love […]

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