Archive for the 'Investment Myths' Category

Mistakes in fund scheme choice

Teaching has its advantages. Huge advantages I should have said. One such event happened yesterday…I was told that I had missed one of the best fund managers by not investing in Mirae. I was also told that by not investing in a new FT scheme of ‘High Growth companies’ I had missed out on a […]

Some investment myths busted…

Nice to see many many many articles, blogs, even legislation which are meant to ‘help’ the uninformed, poor investor. Let us look at the assumption of what these intellectuals and bureaucrats think about the behavior of the end investor. The dark portions are the MYTHS…the reality is different. 1. The investor is rational: Fair assumption […]

More Investing myths

I keep reading, teaching and interacting with a wide range of people..and I keep hearing some things and some of them are well entrenched myths. Here is an attempt to remove some of the myths: The Mutual fund industry is so well regulated with Directors, Trustees, Auditors, Regulators that your interest CANNOT be compromised: Nice […]

Must buy ULIPs now!!

Ok rub your eyes…again…this is what you need to say if your income comes from advertising. One respected pink paper has come up with an article saying why ULIP is the best product to buy. If you read the article you may not think too highly of the writing, but you are at a huge […]

Should I invest directly in equities ?

  Should I invest in direct equities or should I invest in Mutual funds? Should I invest through a SIP in mutual funds or should I time the market? Even for people who have answered the question ‘should I invest in equities’ POSITIVELY, the above 2 questions are difficult to answer. In fact these questions […]

Investment projections and illustration…

  Clients regularly ask for “How much will my investment become in 22 years?” Really, I have no answer… In analyzing the possible rate of return of either a new or existing life insurance policy, and comparing it to possible alternatives, it is first important to understand how inherently unreliable, unnecessarily exaggerated, confusing, difficult to […]

Teachings of Warren Buffet

  What Warren Buffet says about basic investing, spending, savings are so true, that MOST of us know it. However too many of us do not live it. So it is useful if once in a while somebody can just rejig the memory. If it does make a change in your life, thank HIM (I […]