Lessons learnt in Investing

  It is not that the retail investor cannot invest on his own, it is just I think the odds are terribly against them. Let us look at some of the foolish statements that I hear from time to time: 1. I do not make losses in the market: A wife told me that this [...]

Yes it is a bear Market: what to do?

The term Bear Market is not easy to define. A loose consensus is when the market falls 20%, it is officially called a bear market. Let us say the market has fallen from 21000 to 17000, then it is a bear market. However, just hold on, life is not so simple! Too many pundits and [...]

Investing in volatile times!

I could have written a long article or just said…’I have said it so many times’…! There is no great secret to investing in volatile times. Imagine the situation of a person who is doing a Recurring Deposit in a bank…does he/she think what are the interest rates prevailing? No. He just does his RD. [...]

Investing: Accounting and Tracking are just as critical.

In an earlier posting we saw that Goals should be SMART. T stands for tracking. If you have goals it is necessary for you to track whether you are on the correct path. If you were climbing a mountain and following a map, you would look for landmarks to ensure that you are on the [...]

I know how much I spend!

Those people who pretend they know how much they are earning, spending, investing or what is their net-worth either maintain detailed accounts or are lying! The mind is a poor accountant, and it creates facts in such a way that is palatable and is socially right sounding! For example if you have spent on some [...]

My understanding of money!

I had got Amar Pandit’s book for Children. Here is my daughter’s understanding of the book. She is in 4th standard, Apeejay School, Nerul, Navi Mumbai..here it is in her own words. I had posted a part of the article earlier too..this is the full one.. Recently my father got a copy of a book [...]