Many of us know that there are rules of Investing. We also know that Rules are meant to be BROKEN. However whether you want to follow them or break them, there is no escaping knowing them! Here the aim is to warn YOU that¬† it is a complex world, and rules are not enough…… If […]

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When a fresh graduate in any discipline is looking to a career option, the accounting institutes do not pitch for your attention. The CA institute and the Costing institute do not go to colleges or make any decent attempt to grab your attention. I know of one girl who was told ‘all the work done […]

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My take on why we do not manage our OWN finances well: there are many things in our lives which are in the ‘to do’ list. And largely we can classify them as follows: Habit must do: brush your teeth, make your bed, take bath, – not terribly exciting, but we do. Pain must do: […]

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I am very, very old fashioned in my ‘valuation’ techniques. If you search through my blog you will see a lot of posts criticising the new gen valuation techniques. I used to like the PDR – price to DIVIDEND ratio. Then my valuation friends changed it to PER (price earning ratio). Of course then there […]

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  This may sound very simple, but then simple things which we think are common sense need to be told…right? So what are the 4 crucial factors that determine your retirement corpus amount? Well if you do not know, here are the 4 factors: 1. How much you invest:¬† Many people think that they know […]

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  I have said this in the past too….and saying it again… “I have NO clue about what attracts big companies to the financial services sector” – repeat a zillion times. None of the so called ‘big groups’ have ever done well in financial services. Whether it is the Tatas, Birlas, Sundaram,….really only Hdfc as […]

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I have a friend who is a brilliant technical analyst. Make no mistake, I have seen tons of Tech analyst, he is among the very top. I do not like Tech Analysis, esp because I rarely take SIGNIFICANT trading position. Even though there are many companies which I KNOW are terribly over-rated, I do not […]

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