Archive for the 'Ethics' Category

Get Rich quickly is possible!!

When I look at my portfolio..I keep wondering..does it really take ‘forever’ for creating wealth? I do not know. Every day I get many offers to ‘double my money in 2 years’ or even better 1200% return..or something of that size. Or even better Forex trade calls where I could earn US $ 565 every […]

Conspiracy of the Rich: BFSI in particular

The ruling elite need a constant supply of clerks for offices and sepoys for the army. So the Englishman designed our education system and it still works perfectly for the UPA and the BJP. Most of us in the middle class cannot really break away from the school education and do something different, can we? […]

Insurance Mis selling?

I did not realise how big is the menace of mis selling till I spoke to a few bankers. Given the aggressive targets that these kids have, misselling has reached enormous heights. I would dare say that almost all the selling is mis-selling unless it is term insurance!! Not sure how many people in the […]

Manufacturing demand: Mutual fund

I had done a post on manufacturing demand…..all industries follow the same process…see how it works..   1. Create a scare: MF Industry: Mr. Subra i hope you invest in mutual funds…. Subra: No..i invest in direct equities.. MF: But sir Direct equities is risky, is it not? Subra: hmm…welll…er…it has worked for me… MFI: […]

Documentation mistakes in life insurance!

Don’t take this risk with insurance – the mistake of nominating wrongly! Most people name their beneficiaries when they buy the policy, and then never give the subject another thought. That could be a mistake. Good consultants recommend that you take the time to review your policies’ beneficiary designations periodically (annually or whenever there is […]

Brokers cheat, you need to be prepared!

So you lost a bunch of money in the market, right? You bought Crest Animation, K S Oil, Punj Lloyd. None of them are likely to be anywhere near your cost for the next decade or two. Or you bought Kingfisher shares because somebody came on Television and told you it is a great buy. […]

My investing mistakes…continued

The mistakes that I made in my equity investing have now been well documented. Now I will tell you some more shares where I did not make ENOUGH money. This is the mistake of spotting the opportunity but not having the brain power to stay through the full journey of wealth creation. Infosys: My investing […]