A few days ago the Running Regulator was created, here are the draft regulations. Comments are invited from runners, doctors, photographers, hoteliers, shoe manufacturers, socks and other accessories manufacturers, spouses and parents of runners, coaches, physiotherapists, gym owners, drivers of cars supporting runners, and any other person who thinks about running, and all others. Rules […]

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Bouyed with the amazing success of the mutual fund industry, the Government of India decided to regulate the food, pharma industry along with the doctors. The start was made with the food industry. So from 1st April onwards, all hotels will have to display in their menu card, the full details of the food that […]

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The greatest topic for discussion in financial circles – especially the elite ones is a) financial literacy and b) financial inclusion. In this article I am about to debunk the ‘financial literacy’ joke that goes around. First of all it must be understood that any change can come ONLY and ONLY if society wants it, […]

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Amazing to see a pattern in the working of a Regulator…..one thing common to all the regulators is that they speak the language of the strongest player! When SEBI was formed and it took charge of the mutual fund space, there was only ONE mutual fund – the UTI. So there was a tussle between […]

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If in the course of your life you have been an investor, sub-broker, broker, teacher, auditor of mutual funds, trainer, content provider – you realize that you have certain advantages. In some of these positions you meet the MF industry as a boss and sometimes you meet them like a servant. Mostly it is the […]

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Too many times we have screamed that the BFSI space is customer unfriendly….let us see what we can do about it. More importantly, what the IRDA should do: 1. They should be allowed to sell ULIP ONLY to a person who already has a term insurance of Rs. 10,00,000. 2. When they are selling to […]

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First the warning: this is an attempted humor column, please do not take this seriously…… Once upon a time there was a real estate regulator ….and well he did not have much to do. Before becoming the head regulator he was Executive Director of a very big builder – and he was handling compliance and […]

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