Archive for the 'Attitude, Philosophy, Life and God' Category

Best thing for investors

In 1993/4 when mutual funds were being launched in India, I admit that I did not understand the ‘trail commission’ at all. I saw the charges in the USA and wondered how would a unit holder ever make money. The SALES LOAD – the one time charge for investing (believe me even for reinvesting dividends) […]

How to reduce clutter?

I am sure all of us want to reduce the clutter in our lives, but do not have the heart to do it, right? So let us start….at the very beginning. 1. Your possessions: Start with your clothes – count – you need 5 or 7 pants, throw out the balance. You need 12-15 shirts, […]

What a 60% return in one year does to your life?

A couple of days ago I did a post saying ‘markets are up buy 40%’ – to which a couple of friends called up and said “Hey thanks to you my portfolio went up by 55%’. Thanks guys. The minute you told me that I was reminded of the donkey story. http://www.subramoney.com/2009/02/relationship-manager-fund-manager-or-magician/ This is not […]

Investing and Meditation…

Internationally as well as Nationally it is now well known that meditation is playing an important role in fund management. Either it is a confirmatory bias – I know more people in the BFSI space so more stories are reaching me, or that meditation itself is getting very popular. Whatever it is, meditation seems to […]

You do not OWN a cycle !!????

  I have spent half a century on the planet so have a lot of friends, classmates, cousins, friends who have spent similar amounts of time on planet earth. I have a lot of friends who are runners, and cyclists too. A few days ago one young friend was cribbing about the price of petrol. […]

Kindness, Graciousness, Truthfulness, Honesty,…

Last week there was a form to be filled..and I was asked to think of two names for each of these qualities. When it came to honesty there was a catch – it had to be a person below the age of 50. I just could not go beyond ONE. It had to be a […]

Want to be happy?

This is not a financial post, just a happiness post. If you assume happiness has a lot of financial implications, you are right. If you are happy, you will be rich. Read it again. If you are happy, YOU will be rich – the reverse is not true always!! So to be happy you need […]