Thinking of Retiring? Checklist

Get the MONEY situation right. Have it checked by a professional. Get it rechecked if you want to. Calculate your net worth: In the Indian context I am assuming that you have repaid all your loans. So your net worth is just a list of all your assets. Ignore the one house in which you […]

Housing Lies that you have heard

Have you heard these housing lies? • A home is a good investment • Inflation makes the EMI very cheap • RE prices NEVER go down – it always keeps going up • You can always rent it out if and when you want to move • Paying rent is throwing away money – with […]

Why are some doctors more successful in personal finance?

I could have dropped the word doctor from the title easily! However, as I meet more doctors…i am noticing more of them. The really successful doctors have nicely outsourced most of the finance related activities and their money is also doing well. Some doctors are doing it themselves..and doing a good job too. More than […]

Top few Reasons to retire early

This is not a post on ‘advantages of retiring early’ – that would be a different post. This is just that what are the reasons why you could or should retire early…. #1 You Can Afford it:  This is a necessary, but NOT sufficient condition for retiring. If you cannot afford to retire, you cannot […]

P Chidambaram and his assets…

the amount of detailing that Subramaniam Swamy and Gurumurthy have done in P Chidambaram’s case is amazing. Now it looks like Godfather – kill the main people around the don, and the don falls. So attack PC, Bhujbal (Maharashtra), …etc is good message for SG and RG Post Footer automatically generated by Add […]

Do not retire early if…

There are a few reasons why you should NOT retire early..some positive some negative.. #1 You love your job. Like Sachin Tendulkar or Lara or Dravid. If you love your job – of being a doctor, surgeon, dentist,  of being a wealth manager or being an IFA or an active fund management consultant. Why! even […]

Should you book profits at all?

Just recently read an article by a rookie journalist saying “At 30,000 index you should take some money off the table”. I did not like the statement, because ‘taking money off the table’ and ‘playing only with house money’ are all words from gambling. Investing is NOT Gambling. At least as far as I am […]