After being in business for almost 2 decades some companies have realized that term insurance is profitable after all! However, knowledge does not lead to wisdom. Wisdom leads to knowledge seeking! So people like me have gone around the country saying “Term insurance is good” so the life insurance industry has some 20 varieties of […]

What makes value investing and contrarian investing difficult is the fact that we are social animals and want to hear what we think. We love to be a part of a crowd – and preferably be an important part of the crowd. This makes being a contrarian difficult, and it may be rewarding – however […]

If a website, app, bank RM, or IFA tells you that you cannot manage your own money the way MF can, remind him/her/it that there have been many cases of …..well read on. At the end of the day, it is a guy like you and me who is buying/ selling for a big fund […]

The world over there is a perceptible shift in funds from ‘managed’ funds to ‘index’ funds. I do not want to get into whether index funds are passive funds – that is a different topic! So just when you thought people had decided that fund picking does not work, you see them making a mess […]

When we prepare for our retirement we assume that medical costs will not go skyrocketing…just read this… https://www.bbc.com/news/world-us-canada-47491964 Post Footer automatically generated by Add Post Footer Plugin for wordpress.

It is so common to find articles saying “stop having coffee at Starbucks” and you will get your retirement plan in place. Clearly shows that some Indian bloggers are being influenced too much by Americans. First of all there are not enough Starbucks in India to suggest such an article, AND most of the Indians […]

I hear a lot of stories about senior citizens being defrauded. However, our press has no time for doing such stories. Sad state of affairs. Do you think we will ever see such articles in the Indian press? No way. We just don’t have enough data on how we behave. For example do we know […]