How does Gift a Pension work?

Yesterday you read about How you can help your domestic help / driver / peon in the office…start saving some sensible money towards a pension, here is how Gift a Pension works: It takes the objective of “financial inclusion” to each of our doorsteps. And very conveniently, at that. It enables individuals like you and […]

Pension is the MOST sensible charity

I am sure you are wondering about the headline…but do spare a thought. Have you ever wondered what your old servant will do when he/she retire? Will they go to their village (many of them have no roots), will they live with their children look after them? Will they be able to sell their existing […]

speaking at a public forum: Topic: Retirement….

I normally do sessions on financial planning and capital markets to small select audiences. Either it could be a company doing some training thru its HR or a company doing some feel good factor. NOW for the first time (ok after a very long time) I am speaking to the public – on a ┬ápaid […]

Money managing: hero worship does not work, does it?

In life generally and in many fields as well, hero worship is not really very useful. What I mean to say is if you are a cricket player you will have your favorites – Brian Lara, Sachin Tendulkar, Rahul Dravid, Ricky Ponting, or if you are a little older you could have Barry Richards, Viv […]

Relaunch of KVP

The KVP has been relaunched and I think that is great news. No I will not be an investor – I prefer the bank bonds or even better the mutual funds that allow me to defer the income far longer. However, I have interacted with many poor people who do not like to deal with […]

I have Rs. X crores, you think I can retire?

Sadly or happily I get recognized at some public functions or even public places. And people ask me many questions – largely related to the equity markets, mutual funds or the toughest of them all, Retirement planning. The toughest question ever is ‘I have Rs. 4 crores, do you think I can retire?’ – just […]