Personal budgeting is a crucial part of any persons financial preparedness. For a defense person, it is a part of your military readiness and peace of mind, for both single service members and military families. Budgeting and planning  your income and expenses with your spouse prior to your deployment will keep you both at ease. […]

Read More →

Many of us know that there are rules of Investing. We also know that Rules are meant to be BROKEN. However whether you want to follow them or break them, there is no escaping knowing them! Here the aim is to warn YOU that  it is a complex world, and rules are not enough…… If […]

Read More →

If you are not earning too well, well, you are not earning too well, dammit! Learn to live within your budget. Stop asking how will pay for my luxuries! Hey sending a kid ABROAD is not a necessity, but a super luxury. I know of about 30 kids who have gone to the UK for […]

Read More →

Many young couples I know shudder to think of having a kid. One of the guys told me ‘I am still a kid…how can I have a kid‘. And he is 29 and so is his wife. This is not a class on whether to have a kid, but for those who have a kid! […]

Read More →

These are 3 posts rolled into one: -What is new in the budget presented by Pranab Mukherjee – Advantages of ULIP or Why you should buy a ULIP -Advantages of smoking Sorry all the 3 headings I have nothing new to write. I heard a joke, can share. On Thursday night Pranab Mukherjee called Sachin […]

Read More →

If you are in the finance business, today you have to talk about two very important things: Financial Literacy and Financial Inclusion. What you do is not so important! I have heard of an organisation where a person in a grievance cell also has targets! When the customer comes complaining, REPLACE the product, and make […]

Read More →

Well that is for you to know or understand, but you can do one thing – Approach your Job like a business! Companies across the globe operate in much the same way. They go into business, manage their expenses and try to turn a profit.They have a business plan – and it is called a […]

Read More →