If you are not earning too well, well, you are not earning too well, dammit!
Learn to live within your budget. Stop asking how will pay for my luxuries!
Hey sending a kid ABROAD is not a necessity, but a super luxury. I know of about 30 kids who have gone to the UK for higher education in the recent past (say 5 years).
One kid (exceptionally brilliant, went to Oxford to do his Acturial studies, he is now in the US) got a job…all the others have come back to India looking for a job. Let us face it, UK is going through a real tough time and there are not enough jobs being created. How will an Indian with a heavy accent ever be able to get a job in that country? Beats me.
Most of the people who have sent their kids to UK have been people who could afford to send them. I do not have any views on people who are willing to spend or willing to guarantee a loan, as long as they know what they are doing.
However I heard of a milkman (yes repeat, doodh wala) staying in a hut in Mumbai spending Rs. 20 lakhs on his son’s education in UK. Last known he was pleading with everybody ‘please find my son a job’. The best job on offer is paying Rs. 12k pm in a call center. Fine by the father (he and his elder sons have guaranteed the loan you see)..but the son (who had earlier done an Indian MBA) is not too keen. His age? 27 years.
I think the father should be shut in an asylum.
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