Not exactly financial vows, but there are certain things that you are much better off talking about financially speaking! A couple may fall in love or have an arranged marriage, but they surely meet before their marriage…so these are things which they should talk about. 1. Spending habits: The chances are that the boy and […]

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  Many things in life are better achieved slowly if you want the gain to be permanent! Does this remind you of another boring task – the process of losing weight? If so, welcome! Investing and money management is a lot like eating. So is losing debt like dieting? maybe…maybe not. Is getting out of […]

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  If you had a heart attack or a paralytic attack, what would your family do? I am assuming that I am addressing the head of the family. Now if you are NOT the head of the family, ask yourself the following questions: 1. Do you know who all to call if there was such […]

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This is a cheat sheet on what you need to know about personal financial planning. I cannot blame you if you are already feeling overwhelmed about the kind of financial stuff being thrown at you! Let us get the basics right: 1. Personal financial planning is SIMPLE. This does not mean it gets done, but […]

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One big PSU bank – which has been actively wooing me to open an account- called me and offered me a credit card. Here is the story. No exaggeration. Please believe me, it is the absolute truth. I anyway did not want the card, so can laugh at it, but if somebody wanted a card […]

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Why do men lie about money? It is simple: a) they will not admit to the world – even to the wife and kids that they are not earning enough. b) it is a community thing – some communities like to show off, some do not have the need to show off. c) men live […]

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