Financial Resolutions for 2010!

Doing an article for the New year is easy. Just go to the article you did in the previous year…and change the year.
However is a good list of resolutions that you can make – it is really useful if you made it already, just reiterate it, and follow it! So here it goes
1. I will [...]

Agents sell garbage…

This is perhaps the most amusing comment i have read in recent times. I also like N Vittal’s statement – ‘you only hear bali ka bakra, do you hear bali ka haathi or bali ka Sher?’.
Similarly for many of today’s writers (including yours truly) the easiest thing to do is to attack the bakra. Catch [...]

Life Insurance simplified – Lesson 101 life insurance

The idea of life-insurance will probably first come your way when you are planning your tax returns. That’s how it is for most Indians – insurance is a tax saving device. Well, there is a lot more to life insurance that it pays to know. Let’s begin by looking at every step of getting insurance.
(filing [...]

Hindu mythology and learning…

Many people know that Saraswathi (Saraswati) is the Goddess of Learning. Learning of course is important. On google you will find a lot of articles which say “what i learnt from Warren Buffet”, “what I learnt from Peter Lynch” or what I learnt from Rakesh Jhunjhunwala” or “what I learnt from Charles Munger” or “What [...]

Do you need an investment advisor, at all?

Or Why you do not need an investment consultant !
If you need bypass surgery, you should find the most qualified surgeon available. If you’re getting sued, you should hire the best defense lawyer in town.These 2 are fairly obvious and I do not think you can do your own root canal surgery, brain surgery or [...]

Life insurance simplified

The idea of life-insurance will probably first come your way when you are planning your tax returns. That’s how it is for most Indians – insurance is a tax saving device. Well, there is a lot more to life insurance that it pays to know. Let’s begin by looking at every step of getting insurance.
(By [...]

Does my family need Rs. 4 crore on my death?

“Does my family really need Rs. 4 crore on my death?” 
When I suggested Rs. 4 crore as sum assured for a customer, this was his immediate reaction. Typical of us, I thought. When a sales person gives us a product/scheme our first thought goes to the ‘commission’ he or she makes. I keep wondering why. [...]