When people read my blogs they may be getting a feeling that I do not watch TV at all. I do. I have a very old TV – and the clarity is not too great, caveat. I make it a point to watch ‘Comedy Circus’ and I guess it is an amazingly good program, and [...]
The slowdown in the economy, SEBI and IRDA never ending and ever changing regulations, falling margins, better opportunities elsewhere….are all reasons why the agents seem to be consolidating. Many wealth oriented people are hoping that the clients will understand the need for Medical and Life cover insurance. Typically my suggestion is for people to buy [...]
Whenever people ask me ‘I have made this investment (life insurance policy, mutual fund, equity shares, house -does not matter) – should I keep it or should I sell it? Immediately they tell me the cost….paid Rs. 6L premium for 4 years, bought this house for 73 lakhs, …and now the value of the portfolio [...]
Generally investment managers emphasise a lot on financial or money management for all the people they meet. This is of course nice, their job depends on the assets under their management, so they should do this. Let us look at it from the ‘investor’ or ‘client’ ‘s point of view. When you are young (say [...]
The frankest answer is I do not know. However I do train lots and lots of people so the easiest thing is to pick a phone number and give it to you. Or even worse put a few numbers on my blog / site. Well I do none of these..instead here are some suggestions (some [...]
However is a good list of resolutions that you can make – it is really useful if you made it already, just reiterate it, and follow it! So here it goes 1. I will write down my financial goals – NOW, IMMEDIATELY. 2. I will convert a big portion of my savings into investments – [...]