Copying is Not Easy!

How many times have people told you “you should invest like Warren Buffett” or ‘You should invest like Peter Lynch’. Let us face it. You are Parag. NOT Warren Buffett or Peter Lynch. So you cannot invest like them. Let me tell you what one promoter told me once. He had controlling stake in a […]

are you financially compatiable?

When 2 people get married……we hope that they are financially compatiable, sometimes they are, sometimes they are not… Here are the details of a couple …and they had an amazing story. I took their permission to share the story with you… He is 42 she is 37 years old. He works for a huge pharmaceutical […]

do not delay your investments…

When it comes to saving and investing, people are obsessed with the returns they’re going to get on their money. Whether it’s debating the merits of a particular investment strategy, discussing the pros and cons of insurance, pensions and mutual funds (or increasingly unit linked plans) or simply searching for the best interest rate on […]

How much money do you need to Retire?

In every financial planning class I need to do a post lunch session. To keep them awake I ask them to do a simple exercise – calculating how much money they require for retirement. Unless they are at least 37-38 years of age, they have no clue as to how much they need for retirement. […]

Retirement or Children’s Education?

Some questions plaguing parents about money have been the following: 1. Should I delay my saving/ investing for retirement BECAUSE I am saving for my children’s education ? 2. Should I dip into my Retirement kitty to pay for my children’s education ? Sadly in the Indian context education is just a broad word I […]

Retirement : Watch Baghban again

Ps: this article is about 5 years old, and they still are floundering. The names have of course been changed, and the airline hidden, but you can guess. Imagine a couple working in Kingfisher! No clue who is paying their EMIs!! now read on…     I was aghast when Capt. Ajoy Athalye walked into […]

Celebrities funds are poorly managed?

Recently we heard of Suchitra Krishnamurthy taking her advisor Hsbc to court over her funds being poorly managed. She may or may not win the case, but what is the learning for celebrities (and us too!!) from SK’s case? What could she have done differently if there was a second time around? Well here are […]