Best Investment books to read…

http://www.subramoney.com/book-written-by-me/
Here is a complete and full list of books that I like my students to read. Extremely long, and randomly written i hope to write reviews on all these books and it should be available soon. Some of these book reviews have already appeared in the In house magazine of BSE called Sensex. Some of [...]

Buy Gold…many mutual funds are buying it!

There are many reasons to buy Gold and hold it. Of course tomorrow I can give you many reasons NOT to own gold also. One reason NOT to own gold is the recent phenomenon in its price. For example if you had invested in gold in 1980 (US $ 590) today it would be worth [...]

Market media advise: Try market timing!

Parroting ‘time spent in the market is better than timing the market’ is done by many journalists especially in the financial sector. However it does not giving the following advise:
“It is your money. So if you are nervous about the market move into cash”

When there are dark clouds, when you are feeling sad, when you [...]

Anti real estate

Many people who read my blog ask me one question. Am I against real estate investing? The answer is NO. It is a capital NO font size 72 dark, bold, …what ever else you want.
However the common man – or most of the people whom I meet are so poorly equipped to deal with the [...]

How much money do you need to Retire?

In every financial planning class I need to do a post lunch session. To keep them awake I ask them to do a simple exercise – calculating how much money they require for retirement.
Unless they are at least 37-38 years of age, they have no clue as to how much they need for retirement. Once [...]

Real estate or Sensex?

How many of you have grudged your friends who say “My father had bought a flat in Santacruz for Rs. 200,000 in 1977, now it is worth Rs. 20,000,000” – surely you felt pangs of jealousy did you not?
Did you think…if I had this I could have retired instead of suffering this boss? You bet!
Did [...]

Markets in 2009-2010

Let us do some crystal grazing…where will the index end on 31st March, 2010?
Frankly I have no clue. Neither has anybody else. That is the truth. But let us have some fun. If the market were to close at the same level as March, 06 (11280) it would have to go up from 9708.50 (mar [...]

Whom to trust is a worry? Use index funds

The trust that we all have on big organisations is dwindling if not reduced to zero. I have shares in 2 groups where I have some contacts with the promoters, top executives, mid level executives and some operational people. The reaction of each of these people to the slow down and the recovery process is [...]

SIP works!

Thanks to the media most people know about SIP – Systematic Investment Planning. Of course the basis of SIP is rupee cost averaging (or dollar cost averaging as an international website would call it). Rupee cost averaging is a series of equal rupee investments made at regular intervals. It sounds simple to do so most [...]

Cheer leaders are cheering once again…

The cheer leaders are screaming once again – welcoming the 10,000 index. Whether it is television, print, or the internet – all of them have headlined the great reclaiming of the 10k index.
The typical middle class guy is happy, but of course skeptical. The questions he is asking are the following:
Will this market rally last?
Does [...]