http://www.subramoney.com/book-written-by-me/
Here is a complete and full list of books that I like my students to read. Extremely long, and randomly written i hope to write reviews on all these books and it should be available soon. Some of these book reviews have already appeared in the In house magazine of BSE called Sensex. Some of [...]
January 5th, 2010 | Posted in Books and book review | 14 Comments
There are many reasons to buy Gold and hold it. Of course tomorrow I can give you many reasons NOT to own gold also. One reason NOT to own gold is the recent phenomenon in its price. For example if you had invested in gold in 1980 (US $ 590) today it would be worth [...]
October 24th, 2009 | Posted in Commodity | No Comments
Parroting ‘time spent in the market is better than timing the market’ is done by many journalists especially in the financial sector. However it does not giving the following advise:
“It is your money. So if you are nervous about the market move into cash”
When there are dark clouds, when you are feeling sad, when you [...]
July 14th, 2009 | Posted in Uncategorized, equity | 3 Comments
Many people who read my blog ask me one question. Am I against real estate investing? The answer is NO. It is a capital NO font size 72 dark, bold, …what ever else you want.
However the common man – or most of the people whom I meet are so poorly equipped to deal with the [...]
May 5th, 2009 | Posted in Real Estate, equity | No Comments
In every financial planning class I need to do a post lunch session. To keep them awake I ask them to do a simple exercise – calculating how much money they require for retirement.
Unless they are at least 37-38 years of age, they have no clue as to how much they need for retirement. Once [...]
May 3rd, 2009 | Posted in Retirement Planning, financial education | 1 Comment
How many of you have grudged your friends who say “My father had bought a flat in Santacruz for Rs. 200,000 in 1977, now it is worth Rs. 20,000,000” – surely you felt pangs of jealousy did you not?
Did you think…if I had this I could have retired instead of suffering this boss? You bet!
Did [...]
April 28th, 2009 | Posted in Real Estate, equity | 1 Comment
Let us do some crystal grazing…where will the index end on 31st March, 2010?
Frankly I have no clue. Neither has anybody else. That is the truth. But let us have some fun. If the market were to close at the same level as March, 06 (11280) it would have to go up from 9708.50 (mar [...]
April 17th, 2009 | Posted in equity | No Comments
The trust that we all have on big organisations is dwindling if not reduced to zero. I have shares in 2 groups where I have some contacts with the promoters, top executives, mid level executives and some operational people. The reaction of each of these people to the slow down and the recovery process is [...]
April 15th, 2009 | Posted in Uncategorized | 1 Comment
Thanks to the media most people know about SIP – Systematic Investment Planning. Of course the basis of SIP is rupee cost averaging (or dollar cost averaging as an international website would call it). Rupee cost averaging is a series of equal rupee investments made at regular intervals. It sounds simple to do so most [...]
April 14th, 2009 | Posted in Mutual funds, Personal Finance, Uncategorized, financial education | No Comments
The cheer leaders are screaming once again – welcoming the 10,000 index. Whether it is television, print, or the internet – all of them have headlined the great reclaiming of the 10k index.
The typical middle class guy is happy, but of course skeptical. The questions he is asking are the following:
Will this market rally last?
Does [...]
April 8th, 2009 | Posted in Personal Finance, equity | 1 Comment