Too many people in the media are obsessed about fund management costs. This is not a bad thing – after all this is the ONLY thing to which we retail investors have access, right. Fund managers on the other hand (ok the 3-4 fund managers who I have spoken with and who have over the […]

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A bank needs more money to be lent onward. A life insurance company needs to sell more life policies, a mutual fund needs more assets to manage… So what can they do? Well a bank can increase interest rates, improve the services, give you more services, give you a locker, create better products….etc. etc. However, […]

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