The Sensex is 35260 as of yesterday (15 Nov, 2018) – the question is will the market be at 70,000 at least on 14 Nov, 2023? How confident are you that the market will be there or thereabouts in 2023? Assuming that you invest in the index you should expect to get at least 14% […]

Read More →

In my class I am normally asked “Is the equity market like a yo-yo?”, the other question is “Is the equity market like a roller coaster?” My answer to both the questions …is NO. NO in capitals. Both the yo-yo and the roller coaster have a predictable movement. You know the yo-yo will go down […]

Read More →

Many young people I know have got into their MBA schools and should be joining soon…so here is a note addressed to them… Hi Children! Congrats on getting into your MBA school. I am not making a distinction between a full time MBA, an executive MBA, a 2 year course or a 1 year course. […]

Read More →

  What are the options that a person has when he/ she chooses to invest in a debt instrument? Well the choices are: 1. Bank fixed deposits:¬† requires very little explanation. 2. Company fixed deposits¬† not a big range of companies available, but a good option. 3. Company Bonds: Right from Tata to Sriram and […]

Read More →

A survey in the USA – the land where ‘Greed is Good’ was created and is defended – showed how people with MORE actually are NOT liking it. Just check what happens when you have more. It actually forces you to choose – whether it is shirts, pants, a big menu card, a coffee shop […]

Read More →

It is amazing how people will not do simple things to make money! Start early, index your investments, do not interrupt the compounding process…..but will continue to do stupid things. In 1600 it was tulips, in 2012 it was Social Media! The fall in market capitalization of Groupon is about US $ 20 billion, and […]

Read More →

Hi I started my blog in Jan 2008 – so it is now 54 months old. Not some iconic passage of time! In the beginning there used to be 10-12 readers, now there are about 5k regularly and once in a while it peaks to 15000. This is normally because of some link by yahoo […]

Read More →