The more I write and the more I communicate with people new to finance, the more I realise the need to ‘de-jargonise’. However I am also convinced that if you need to use your money, it is necessary for you to learn simple words like inflation. With Wikipedia, Investopedia and Google around, I do not […]

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OMG once upon a time (about 20 years ago) one had to go to a British Council or the USIS to get something on Financial Planning. Today every body from a credit card salesman to a real estate agent everybody talks of financial planning. So it has become more and more difficult to understand FP. […]

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‘Subra you did a post on do not trust an employee…can we trust a big branded financial company?’ asked a reader. Of course you can trust a big financial company as long as you can remember that: MF Global misplaced US $ 633 Million (or was it Billion or Trillion – when it comes to […]

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There are many kids of today whose parents still believe: – PSU jobs are safe and the best -dealing with a government agency is good, because they will not cheat you Sure Psu jobs are the best -ask the retiree from Air India who has not been paid his dues…for the past few years. So […]

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In this day and age when there are so many advertisements for thirst quenching drinks….why drink water? Every advertisement wants you to drink Pepsi, Coke, Mirinda, Thumbs Up, what have you. Then there are other healthy drinks which have no advertising, but is still very popular – albeit with the lower strata of society. These […]

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Terror strikes Delhi…and a young lawyer, among others is killed. His uncle says…he had to stand in a queue to go in because he had not taken his coat. Fair enough, the human mind thinks like this. However his uncle should perhaps accept ‘If he had to die on Thursday afternoon in a New Delhi […]

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These are a few months of fasting, feasting and atonement. Once in a while it is nice to see above and tell HIM…thank you, you have given me a lot. Like a Jew would say ‘Dayenu’ (please Google to see what this wonderful Jewish prayer means – and read the translation, the physical  and the […]

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