What are the options that a person has when he/ she chooses to invest in a debt instrument? Well the choices are: 1. Bank fixed deposits:¬† requires very little explanation. 2. Company fixed deposits¬† not a big range of companies available, but a good option. 3. Company Bonds: Right from Tata to Sriram and […]

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All finance company shares are up and in the sky. With p/e ratios in the 30s and even in the 90s. Let us ask ourselves some basic questions. What will really happen if Tata, Birla, LnT, Shriram group, Religare, Indiainfoline and a couple of others do get a banking license? To start off, there will […]

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Ralph Nader said about General Motors long ago. I am saying this about the Indian Equity markets, now. The problem with investors, wannabe investors, scared of the market investors…is they keep learning, but most of the times the learn the wrong lessons. ‘I have made money on ESOPs’: Well if you had Esops of Indiainfoline, […]

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  So when you are worried about the ‘growth’ shares you should invest in dividend oriented shares or in dividend yield funds. Right? Wrong, well at least partially wrong. If you think you will get rid of your bank fixed deposit yielding 9%p.a. and invest in an equity share that yields 6% p.a. (and hoping […]

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Not sure if you have heard this, but this is true in many cases. Take the example of travel options from Mumbai to Pune. You have air, trains (exclusive to Pune and all trains going south), taxi, buses, ….and all seem to be full. When each of these services started people may have wondered…’Is there […]

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Not sure whether to be in the same league as Azim Premji is a good thing or not… Long ago when Rs. 30 lakhs could have bought me 2-3 flats in Ghatkopar I had to make a payout to my customers…and my broker defaulted. I tried all legal methods to get money out of him […]

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I wanted to do a book review of Rashmi Bansal’s book for a long time. A few kids of the 2007, 08 batches of her own college ‘IIM A’ had not read the book…and they were not keen to. The book is a fantastic hit at knowing that the author who is remembered is the […]

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