If you are a Senior Citizen, everybody wants a piece of your money, so life is not easy. Having said that even if you are not a SC there are a lot of people who want all your money, what do you do? First of all, we all need a bank account, so it is […]
this post is partially repeated…it had appeared a couple of years ago in this very blog… I am sure all of you know the cap seller and the monkey story. So why am I telling you the same story again? No this is not the same story, it has a twist. A cap-seller was […]
All finance company shares are up and in the sky. With p/e ratios in the 30s and even in the 90s. Let us ask ourselves some basic questions. What will really happen if Tata, Birla, LnT, Shriram group, Religare, Indiainfoline and a couple of others do get a banking license? To start off, there will […]
Not very long back I was addressing a group of school teachers – in a big branded school. The school owners were worried about the government allowing foreign schools to come and operate in India – and naturally they were scared. When it came to my turn I asked the teachers: How many of you […]
this post is partially repeated…there is a link at the bottom which is not a repeat… I am sure all of you know the cap seller and the monkey story. So why am I telling you the same story again? No this is not the same story, it has a twist. A capseller was looking […]
My name is P V Subramanyam, a Chartered Accountant by qualification and a financial trainer by profession. To make money you need simple ideas and discipline. Hopefully that comes out in the blog. After a 20 year career serving in the trenches of the financial services industry – from Equity broking, mutual fund advising, corporate […]