Too many blogs, too many columns, too many writers. Very little actionable ideas. Too many theories. Too much of cut paste. Let us look at one of them today. It is not the timing, but the time spent in the market that is important. Is it true? Yes of course. Is it true always and […]

Read More →

Doing a series on how clients get ripped off! Each part is independent of the previous one. The first one was about Education. So continuing the education rip off. First we spoke of the ‘urban’ boy / girl who is on a self rip off mode. Take the case of a carpenter whose daughter is […]

Read More →

Is the financial service industry doing anything for society? I mean is there a VALUE ADD or is it just getting more and more out of the value adding channel? Not sure? Ask MBA colleges – the financial service industry is a big saviour. Whether it be ICICI, Hdfc, Kotak, Indiainfoline, – all their arms […]

Read More →

For a minute forget what the various parts of the financial services industry is telling you. The profitability of this industry seems to be fantastic. Let us take 4 parts of the industry: a. Banking: Over the years the biggest and the richest fortunes have been made by bankers. No doubt about it. Goldman Sachs, […]

Read More →

As the commissions in the mutual fund industry has been eliminated agents are finding innovative means of earning money. One such method is to approach people with existing investments and saying ‘Sir since you have shiftend residence (retired, married, changed jobs….could be any excuse) it is easier for you to shift ALL your business to […]

Read More →

One advantage or disadvantages of being connected with equity markets is you hear many stories. However if you have been in it for long, you may be part of many stories. For example a friend who wanted alpha (returns greater than the market returns), asked me what to do. Knowing his ability to trade I […]

Read More →

One big time broker who is also a CA….was involved in a fraud case. He went to jail – as did his father. Father-in-law was lucky he was spared. The father told one of my friends: “I do not know what my son did in life, but thanks to him I saw the jail”. For […]

Read More →