When it comes to buying any asset – I am using the word loosely there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. […]

Read More →

Let us take a real life case and see what is to be done when you have a lump-sum amount. Should you repay the loan amount or should you Invest that money? The sad part is YOU need to take a decision TODAY and you will be judged (you may be the judge) after 5, […]

Read More →

“Mutual funds are no longer profitable”; “It is not worth being in the life insurance business” – you have heard this and variants of this from the ad driven media, right? Well the truth is not very close to this. Let us take the case of Hdfc Mutual fund. Given the huge AUM already under […]

Read More →

What a topic to write on…on Women’s day! Right? Hell, no. I just choose this title because I think many women will search for this line – and hey I have your attention, do I not? Well here is a list. Believe me..if I had said what MEN should know about money, the list would […]

Read More →

Very few people even think they need financial advise. The usual reasons why people think (or they tell me) are as follows: 1. I do not earn enough to seek the services of an advisor: Well, well anybody and everybody thinks that their income is just too small for them to seek the services of […]

Read More →

Let us see what your banker says…..and how you should interpret it… It is not easy being a layman today! The amount of ‘advise’ that is dumped on you is stunning. Advise on where to travel, when to travel, how to reduce weight, how to impress your girlfriend / wife / boss/ …, grow your […]

Read More →

Sir I have Rs. 100,000 to invest, what should I do? Want to invest for 7 years… Answer: In such turbulent times you should not invest in an equity scheme. So please invest this money in a clutch of balanced fund – Franklin Templeton Balanced fund, Reliance..fund (do not remember which), Hdfc Prudence fund, and […]

Read More →