When it comes to buying any asset – I am using the word loosely there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. […]

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Last week I bought some auto, and telecom stock. In case of Infra I am seriously looking but cannot decide what to buy. Have met a few promoters and know a couple of big companies too well – so touching becomes MORE difficult. The toughest part of investing seems to be to change gears. Last […]

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  Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. However they do have some major obstacles towards achieving this goal: 1. They study less: Academically women do better, but even in communities where education is important girls are NOT encouraged […]

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A few people have asked me…’should I increase my SIP in gold’. Frankly  for me the answer is ‘I do not know’. However I realise that many of them are sitting on small losses or a very poor return if they have invested in the last 10-12 months. The Rupee not long ago was 40 […]

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The world has told Sachin Tendulkar when to retire, but nobody wants to tell Sunil Gavaskar when to retire. I am sure he will be in the commentary box when Arjun Tendulkar retires and continue to say ‘you should go …in glory and when the world asks ‘why’ and not ‘why not’?. LOL. I guess […]

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It is easy for me to say ‘you should not take personal loans, because I have not taken’. It is so foolish too say do not borrow. Most people are borrowing out of compulsion, not love for the bank!! Nobody borrows if they can live without that expense. However people do borrow, and when I […]

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