Which is the safest country to invest? USA Which is the safest instrument to invest in? Bonds So the safest investment in the safest country has to be the US Gilts, right? Re-think. Re Rethink again. Welcome to the world of REAL RETURNS and inverse relationship between interest rates and bond prices. The USA has […]

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  Here is a post from a reader….his name and location does not matter does it? Yes he is a Tamil speaking insurance policy holder….and this is his ordeal… READ ON: Shouldn’t insurance be more user-friendly? “Veettai katti paar, kalyanathai panni paar” – A popular Tamil adage that means “Try building a house and try […]

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To be a successful private banker or a relationship manager requires some qualities. It hardly matters which part of the world you are located. Let us look at some of them: 1. Empathy for the client: Yes it is important to keep the organisation’s interest in mind, however the client’s interest should be on the […]

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  Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. However they do have some major obstacles towards achieving this goal: 1. They study less: Academically women do better, but even in communities where education is important girls are NOT encouraged […]

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Well, well you have to believe what the government tells you, right? No. Wrong. You need to see what is happening around you to guess what the growth rate can/ will be. 1. I spoke to a HR consultant she told me ‘Jobs paying more than Rs. 40 lakhs have just vanished. Recently when the […]

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Osama is dead and Obama is rejoicing the murder. Surely 10 years ago – 9/11 Osama was rejoicing. Is there a difference between the two reactions? Well I do not know…. Taliban moved into the American airspace with American aircrafts….nobody in the USA knew about it…obviously. Obama moved into Pakistani territory, 30 km from Islamabad, […]

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This is a fantastic headline to catch people’s attention, that is all. I have no clue whether the market will go up, go down, remain sideways,….NO CLUE at all. I mean it, really. I was in a bank class when the index had reached 10,000 (year 2008 I think?). One of the kids asked me […]

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