With real estate in a boom over the past few years, one thought that crosses peoples mind is to use ‘Home Equity’ as a Retirement Plan. Good idea? Feels so. At least at this juncture, however like all assets it has its ups and downs. Let us look at what I mean. What is Home […]

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  Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. However they do have some major obstacles towards achieving this goal: 1. They study less: Academically women do better, but even in communities where education is important girls are NOT encouraged […]

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As the economy gets more open and more connected to the world, investing is becoming and will become more difficult. Once upon a time you bought a HUL, L&T, …(sorry I am saying all this with hindsight bias) and then hoped that life is easy. You joined the government services and were sure that at […]

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Sorry for the language but let us look at this family in the USA. It could well be India after a few years, not commenting on it though. Grandfather is aged about 95 had the following: 1. A great job (he was a supervisor in Gen Motors and retired in 1980), 2. Has an indexed […]

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as a writer, blogger, investment adviser, I have searched up and down for a ‘good’ retirement plan. I still do suggest the Templeton India Pension Plan…but at an age over 45 – till then I suggest only a token amount of say 5-10k a month. here Babar Zaidi says something about creating your own plans. […]

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The perennial search for quick money takes us through lot of unknown routes. It takes a lot of hard work, luck, government lobbying, team building – to create companies like Tata Steel, Hdfc, TCS, Infosys, Reliance, Honda Motors. It takes years, if not decades to create good companies too! However a few people feel (and […]

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Caveat: Do not take this post seriously. It is utter nonsense. I am just producing this to show you what kind of #$%^(&* goes around – and for somebody who thinks you can retire with US $200…God bless you. This is obviously NOT WHAT I RECOMMEND TO YOU…just to tell you to be careful… http://www.agorafinancial.com/reports/PSF/Blueprint/vp/PSF_RetirementBlueprint3959AR_vpEx1.php?code=MPSFMC00&o=547439&s=551445&u=33693951&l=346674&g=154&r=Milo […]

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