How I wish I had the data – core, raw, authenticated, available for free – on Indian investors that my blogging friends in US have about American investors. I am sure it will NOT happen and we will have to live with our own pathetic data and assumptions. If the regulator (sitting with about Rs. […]

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THIS IS AN ARTICLE ….. –    By Gaurav Rajput, Director Marketing, Aviva Life Insurance Warren Buffet famously shared, “Someone’s sitting in the shade today because someone planted a tree a long time ago.”  Indeed, what he said is true. In order to enjoy the benefits of a rich future, it is essential to start investing […]

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Sadly there is not enough research on the financial behavior of Indians. On the other hand there is a lot of research in the US about American earning, spending and investing pattern. It is NOT possible to just do a cut n paste of the American behavior patterns, and THEREFORE one cannot just accept the […]

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Sorry for the language but let us look at this family in the USA. It could well be India after a few years, not commenting on it though. Grandfather is aged about 95 had the following: 1. A great job (he was a supervisor in Gen Motors and retired in 1980), 2. Has an indexed […]

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We just saw…part 1 of ‘should I retire at all’…now here are the hassles – or why I have been having these doubts! Here are the reasons: Of course the most important question is “Will my corpus last 4 decades….for me and my wife to survive on”… 1. In India we have NO social security […]

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Nobody believes that tech stocks can do well in 2010, correct? This comes from 2 fears – US recovery will not be too great and that the dollar may weaken. Let us look at the dollar – it looks like the dotcom boom – when we were all sure that the tech stocks can only […]

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The average American saves/ invests much lesser than his Chinese or Indian counterpart. Why does this happen? Simply because the American is sure of his ‘Social Security’ – and that his ‘rich’ country will take care of him. Whereas the average Indian or Chinese provides for his own retirement. A good environment, stability, growing income […]

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