Let me warn you the title has the word today just to attract you :-). I have no view at all about gold prices. Personally i do have gold, but no clue how much. In most cases the cost of acquisition is almost immaterial – it all happened decades back….. Why is gold an awesome […]

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In 2007 many people had a lot of funds in equities….in 2013 Indians do not have too much money in equities. So to that extent 2013 does not look like 2007! When will the retail Indians come to the equity market? Difficult to say. The retail investor is scared of the equity markets (not understanding, […]

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Invest in equities? The index is already up 23% on a calendar basis…why should I invest in equities NOW? Right? that is the first question that popped in your mind right now, did it not? Well let us look at the reasons why you should be buying: 1. I have always said this : YOU […]

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Generally as Indians we love complicated things..but this blog is about simplifying, so here are some simple steps to getting wealthy: 1. Understand that small amounts make a difference: whether you are 22 or 55 understand that the best time to start is NOW. Even if you can invest only a small amount, START, NOW. […]

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India is a savings country. It suits the government very well. Most Indians keep the money in banks, national savings certificates, Kvp. Of course to ‘save’ Income tax they put the money in LIC. When the government gets cheap money it is happy. Of course these days it needs the equity market also has to […]

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10 Basic Retirement tips – long forgotten! You have heard them all, have you not? Start early, save regularly, investing in fluctuating assets like equity when you are young – then shift to bonds by the time you are 55…etc. However what use is this advice if you are 53 already? And suddenly it dawned […]

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I have done a lot of articles on valuation in the past – and let me repeat, I am a old fashioned investor. I believe that I buy a share so that I can get CASH much more than what I outlay. I prefer seeing more cash up front (dividends) and not have to rely […]

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