Yesterday I got 2 mails / comments one said a. your blog is too simple and the second b. your blog is too complicated. I could not agree more. This is like being asked to speak to school – and all the kids from class 1 to class X being the audience. It is really […]

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This is not a financial post, just a happiness post. If you assume happiness has a lot of financial implications, you are right. If you are happy, you will be rich. Read it again. If you are happy, YOU will be rich – the reverse is not true always!! So to be happy you need […]

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I have referred to the low p/e of psu companies many times in my past posts. For many people who do not have any exposure to the government’s way of working, this may sound surprising. Let me also clarify that calling the government a rogue does not mean I am saying that the private sector […]

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In 2007 many people had a lot of funds in equities….in 2013 Indians do not have too much money in equities. So to that extent 2013 does not look like 2007! When will the retail Indians come to the equity market? Difficult to say. The retail investor is scared of the equity markets (not understanding, […]

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If we have a debt (or a bill) we normally pay it on time, right? Hey no. Not always do we like to pay our debt or bills. We pay our bills only on the following conditions: 1. We acknowledge it as a debt: I borrow money from friend A and lend to the business […]

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I have written a lot about goal setting…this is just one more in that series! A few things I thought were important to Goal setting are: 1. Let the thoughts come freely when you are setting goals: do not restrict yourself to what you read on the net…these are only examples. Hence in this article […]

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When it comes to investing in equities, it is nice to have a lot of rules. This means your full portfolio behaves to certain rules. Rules can be made for: – Stock picking,  Stock review, Portfolio balancing, re-balancing, diversification, …. HOWEVER IT IS ABSOLUTELY NECESSARY TO KNOW why it was made in the first place. […]

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