This is not a financial post, just a happiness post. If you assume happiness has a lot of financial implications, you are right. If you are happy, you will be rich. Read it again. If you are happy, YOU will be rich – the reverse is not true always!! So to be happy you need […]

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Earning well but poor…was a title which hurt a few people…so I have blunted it a bit by saying ‘not rich’. Please define your levels of ‘not rich’…so here are the reasons: 1. You are stuck to a job: you hate your job, your boss, your timing, your job location….and ditto for your wife. However […]

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  Whenever you interact with people and are in some service – or when you are taking risks, making things happen, interacting with others, or in the public eye – you are bound to make mistakes. This is like if you are cycling the question is not ‘have you fallen’, the question is ‘when did […]

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http://www.subramoney.com/book-written-by-me/ The word financial planning has now received a lot of attention. Thus whether it is a brokerage company or a credit card issuing bank everybody uses this word. It will not be surprising to see cell phone operators calling and offering ‘FP” services on the phone soon 🙂 FP is all encompassing and it […]

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