If we have a debt (or a bill) we normally pay it on time, right? Hey no. Not always do we like to pay our debt or bills. We pay our bills only on the following conditions: 1. We acknowledge it as a debt: I borrow money from friend A and lend to the business […]

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Not sure why..but too many kids who meet me (their parents ask them to talk to me, gutsy parents!) tell me ‘I do not want to do CA, sir’. The reasons are: – it is too tough, and the pass percentage is low – compulsory articles for 3 years is too taxing – attending college, […]

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