Actually I am not sure whether this is a post on retirement or financial education. Or like a friend says all my posts are on financial education…. The financial services industry uses terms like financial planning, life insurance planning, retirement planning…..but the common man has found out that all thes are sales pitches, right? So […]
From the age of 50 or thereabouts you need to be planning for retirement. Typically you may be planning to retire at 52-65 depending on many factors of your life..here are a few things you need to take care of: a. Communicate with your spouse: If you think you will retire at 55 and your […]
As the economy gets more open and more connected to the world, investing is becoming and will become more difficult. Once upon a time you bought a HUL, L&T, …(sorry I am saying all this with hindsight bias) and then hoped that life is easy. You joined the government services and were sure that at […]
This is the year when many of my classmates turn 50. So obviously me too 🙂 Here are my thoughts on preparing for retirement. Many planners who are dealing with people past their earning prime, will benefit to know some of this. In my experience I have found that people who are doing their own […]
One of the most important things I HAVE to do while training Relationship Managers in banks is to keep reminding them that they are not: a. Fund Managers nor are they b. Financial planners. The roles of each person – inspite of some common areas – is vastly different. Similarly another worry is – the […]