When I was in college I was told…if you are an American by the time you finish college you can have a car, and in a few years a house…. Now if you were growing up in an economy with 3% growth, rations for milk, sugar, rice and kerosene – you would be impressed, wont […]

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Subra, is this the best time to enter the market? Boys, girls, fathers, journos, readers everybody asks me this question, almost every day. Many want to see if I change from what I said the previous week, some to go home and laugh saying – see the market has come down ‘this guy knows nothing’, […]

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Hey the US markets were booming in 2007 and it is booming again in 2013. Is there a take away? Is the 2013 boom the same as 2007? is there a learning to be had from the previous time? Well 2008 – the bad news about Europe was surely not in the price. The other […]

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As the economy gets more open and more connected to the world, investing is becoming and will become more difficult. Once upon a time you bought a HUL, L&T, …(sorry I am saying all this with hindsight bias) and then hoped that life is easy. You joined the government services and were sure that at […]

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If statistics are to be believed about 70% of the Engineers and MBAs of the class of 2011 are still looking for a job. Now about a Million kids of 2012 will be added to this pile of ‘Qualified Job Seekers’. Well most of them will graduate and continue to depend on their parents for […]

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Suppose you have bought a policy from one of the life insurance companies (classic endowment) and wish to surrender it, what do you do? Go to the life insurance company and say “i wish to surrender this plan please”. They then follow a very complicated path and tell you how much they will pay you. […]

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