Scrutiny Retards performance?

http://www.subramoney.com/book-written-by-me/
Star Plus is perhaps the greatest cricket expert who has never played for India. Since they know everything about the game, they should be made the non playing captain of the team. Every ball bowled, every word spoken, every catch taken – and of course dropped, every injury is analysed threadbare.
Conclusion: Indian bowlers bowled badly [...]

Use ECS for payment: Should You?

One participant in one of my classes asked me does ECS stand for Easy Convenient Stupid method of payment? I did not know what he meant. Here is his story.
Normally people think it is convenient to use the ECS method of payment. Like always this is normally the case. This reader had used ECS for [...]

Reasons to buy gold

A couple of days ago I gave you a few reasons to buy gold. Here I am giving you a few more reasons. However let me warn you that I do not have any trading interest in gold, but do have an investment interest in a company called Deccan Gold which is the only gold [...]

Which share to buy?

Thanks to the fact that I write and also run a blog, I get a lot of questions expecting ‘Yes’, ‘No’. Invest in ‘Hdfc Growth fund’, or ‘do not touch unit linked plans’ kind of answers. This to me is difficult. Even when people ask me “What do you think of Tata Steel?” (Ok when [...]

Newer forms of risk management

There is one person who is rarely quoted in Financial Circles. He is George Bernard Shaw. He said “Whenever I go to my tailor, he measures me up”. I wish all of us would do it! Once we decide on a particular thing we do not let new facts change our minds. We carry prejudices [...]

Annie Frank’s 80th birthday: Today

Anne Frank – perhaps the most enduring voice of the World War II – would have turned 80 today. ‘Sadabishekam’ is celebrated as a thanks giving and for a healthy future. Anne Frank’s 80th birthday is worth celebrating because she can never die. Anne Frank is no longer a person. It is a spirit of [...]

Retirement and longevity

This is not a debate on whether you will live long or not live long. It is simple and easier to assume that you will live long – pretty long if you ask me. If your grand parents are pushing 85, your father is in his 2nd innings, but still holding a job at the [...]

Market timing or Time in the market: Myth busting

Myth: Time in the market is more important that timing the market.
This says that the longer you stay invested, the more chances of you making money. Again, only partly true. Good investors know that timing is all. While no one can call market peaks or troughs correctly all the time, we all can figure out [...]

label of a mutual fund makes no sense!

If you have seen the Sprite ad, you will appreciate this for sure! Mutual funds have a compulsion to raise money continuously – and this they can do only if their sales team is able to sell.
However, in a very funny way, ‘what sells is what gets sold’ – so they need to come out [...]

Relationship Manager, Fund Manager or magician?

Here is a story …said in a very spiritual context. It is just as applicable to us as ‘fund managers’, ‘relationship managers’, ‘ifas’ or…what have you. When the markets do well, we keep saying ” I got the client 43% returns” if you are such a genius why is your portfolio in the Red this [...]