When you are a 9 year old girl, your mother, elder sister, bhabhi, aunt everybody told you this: Do not talk to strangers Do not open the door of the house if you are alone. It does not matter who it is, just do not open. Do not talk to strangers even if it is […]

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    Set A: Statements we make: ‘Hdfc Top 200 is a fund which is DOING well….     Real estate prices ALWAYS GO UP in Mumbai……. Gold prices are GOING up….             Real estate prices are GOING up…. Equity markets are DOING BADLY….. We hear and make these statements, do we not? What we mean is ‘Last […]

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Bucket theory of portfolio management….i hope you have heard it. Instead of saying what it is, let me describe a case study – and you will understand it better! Mr. A is a retired person (retired means does not do any activity to earn money, and he is fully dependent on his portfolio for his […]

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One kid in our office was expressing some negative thoughts, or so I thought. Went to my archives and sent him a note on positive thoughts, and positive behavior. In fact wanted to send him the example from ‘The Secret’ but did not have a soft copy. The gist was if you keep saying something, […]

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I have a gym trainer and here is a dialogue between us: Me: I have been coming to you for the past 4 years, and my weight remains the same! There is no use coming to the Gym. Trainer: Do you come to the gym regularly? Me: Of course I do! Regularly at least 5 […]

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