Men are men – you see the Seagram ad, do you not? I have seen just too many men living beyond their means. This they do by lying to their wives – and living it up. This becomes even easier when the husband is in business. The wife only understands cash flow – so […]

Read More →

Bucket theory of portfolio management….i hope you have heard it. Instead of saying what it is, let me describe a case study – and you will understand it better! Mr. A is a retired person (retired means does not do any activity to earn money, and he is fully dependent on his portfolio for his […]

Read More →