When you are a 9 year old girl, your mother, elder sister, bhabhi, aunt everybody told you this: Do not talk to strangers Do not open the door of the house if you are alone. It does not matter who it is, just do not open. Do not talk to strangers even if it is […]

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Making money from senior citizens is so easy, it is like …well easier than taking a candy from a child. The child may at least cry, the senior citizen does not even know what has happened! The worst thing about aging is being in denial mode. For all of us at some stage the brain […]

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  I meet all kinds of kids – and it is worth seeing their attitude towards money and their parents. Of course their attitude is a function of what they have seen – and they have seen you. So if you are irresponsible, hey they too will be. Some kids think that their parents owe […]

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A simple man starts a business. He then incurs costs, gives good service and makes some money. The money is enough for him to fund further growth, he expands and grows even better. Then he wants to establish himself further…BUT HE IS EXTREMELY WORRIED about his image and his business. Either he or his children […]

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May your hair, your teeth, your face-lift, your abs and your stocks, mutual fund Nav, net worth,  running speed, cycling cadence, RISE; and may your blood pressure, your triglycerides, your cholesterol, your white blood count, resting heart rate,  insurance premium,  and your mortgage interest FALL * * May you get a clean bill of health […]

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Yes I must have received more than 500 messages for New Year…here is one of the best..so I thought you should read it (have modified it  a little) May your hair, your teeth, your face-lift, your abs and your stocks, mutual fund Nav, net worth,  not fall; and may your blood pressure, your triglycerides, your […]

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In almost all trainings – whether it is a relationship managers training or a independent financial analyst’s training, one complaint comes through very loudly. It goes like this: “I have a client who invests 5 a month in a mutual fund regularly. However I am under tremendous pressure to sell him a unit linked plan […]

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