You hear often ‘The Rich are getting Richer….’ have you wondered why? The main reasons: a. The power of compounding b. Income far, far greater than expenditure c. Understanding the Wealth Virtuous Cycle d. Ability to take risk e. Deep wealth buckets ensuring no asset class is ever reduced to zero In the real world […]

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  Either Financial Service Companies are really worried about what some people like me think of them, or there has to be some other reason that I cannot understand. Two companies met with me in the last fortnight, and both meetings really had me a little puzzled. Unlike most other blogs/ websites I do not […]

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Instead of worrying about the rating of funds, look at the fees that they charge. A well performing fund with a lot of aum is likely to be charging LESS than a smaller, but poorly performing fund. Of course this is because there is a ceiling on charges…but do remember…FEES ARE IMPORTANT, and of course […]

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I have always felt that motorists asking for more roads is like a kid telling his dad: “you have bought me too many dresses, now buy me a cupboard”. Motorists are a big drain on the municipal authorities and the state governments too. They think that the roads are built for them (they pay NOTHING […]

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Here is what I mean by personal finance blogs: – does not include tips giving blogs (what share to buy, when to buy, etc.) – searched and have found only 4-5 blogs so far – will not cover blogs with basic errors – the effort to enumerate mistakes is too much, so will just say […]

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Hi Mr. Subramanyam, I am regular reader of ur blogs under Subramoney.com and they are really impressive and knowledge enhancer. However I am always of the opinion that in our country small investors are being always taken for a ride by these so called ‘SHARKS”. We always end up saying that one should have  ‘Good […]

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Quite amused about the number of readers who said that the customer is well educated, can make well informed choices…Also many distributors believe that the customer believes them….I know of  many cases where they listened to their brokers…and really went broke 🙂 Here read about the great food fraud.. http://opinionator.blogs.nytimes.com/2011/02/22/how-to-make-oatmeal-wrong/?ref=global-home

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