These days selling life insurance is very difficult, well that is what we are told. That is true if you explain all the features in the policy. If you were to simply do a mis-selling, then like other things in life, it is possible to come out unscathed! So the people in the industry […]

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I really cannot say why I run this blog. But here the following are NOT the reasons: 1. I have no retail product other than this blog (and the ad revenues are so pathetic that I will not miss it if it goes away). 2. Dealing with retail is very, very, very tough for people […]

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I have been asked this question a zillion times and I have answered it a zillion times….so there is a sense of exhaustion. So here is a Buddha Story…… One day an atheist comes to meet Buddha – and he comes early morning so that nobody can see him coming…and meets Buddha. As soon as […]

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  Many clients, students, readers and friends call back saying “This xyz person is offering me 36% returns on life insurance policies” is it possible?” Sometimes they send me a mail…and the company could be anything from A to Z… My answer has been “The fact that you are asking me shows you do not […]

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Reader: Sir is Hindalco a good company? Subramoney: Yes, of course. R: Good i bought it at Rs. 240. S: Hmm good. What is the price of the share now? R: Such a good company sir, I thought you would know the price! It is Rs. 174 now…(not sure about the date – a few […]

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Here is a query that I got from a person whom I know from my blog….(I do not know her except through emails, but she is a very smart professional). Here is the query “Had a visitor from xyz securities yesterday. He wanted me to open a trading account offline.I have a broking account which […]

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  One of the girls who read my book….has sent this note….I have masked her name….obviously do not want her name to show up in a Google search!! Name:  hidden           Age: 23 (born 1987)         Profession: Service / Banker 1. At what age do you plan to retire? Have you started saving for retirement? I plan […]

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