About 12 years ago she came to me for investing her money. She is a well educated woman, has a smart daughter – and there is no man in her life. She is divorced, her father died about 7 years ago and she does not have a son. I am saying all this because when […]

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  I have no clue whether I am good at writing, but I am poor in excel. I have no doubt about that. So when I have a nice calculator idea I had to sit with one of the kids in our office and TEACH personal finance. Sure they have created personal finance trackers, variable […]

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I presume all of you have heard of Motleyfool.com – an internationally renowned website. I have some association with them…so to that extent i could be biased, but yes, it is a great site. Here is a mail I received from their Mutual fund division..and I do not think I will ever receive from an […]

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Not sure how many of you even remember the big printed (8-9 pages) airline tickets (not too long ago – 2002 it was still in vogue)…the travel agent (without whom you could not book the tickets), the discounts of 8% that the agents gave (to people who asked!!), or the free ticket for the wife […]

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  Every day I get one mail at least asking for the following: 1. Will you give personal advise on equity trading? 2. Is it a time to be buying gold? 3. Do you do PMS? Will you do it for me? 4. Why do you not suggest MF schemes to buy? 5. Why do […]

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I really cannot say why I run this blog. But here the following are NOT the reasons: 1. I have no retail product other than this blog (and the ad revenues are so pathetic that I will not miss it if it goes away). 2. Dealing with retail is very, very, very tough for people […]

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  Many clients, students, readers and friends call back saying “This xyz person is offering me 36% returns on life insurance policies” is it possible?” Sometimes they send me a mail…and the company could be anything from A to Z… My answer has been “The fact that you are asking me shows you do not […]

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