When you have lived long enough on the planet, you have one great thing – the ability to look back.  Obviously I can look back on investing and can look back about 33 years – when I started. It is also the same age as the relationship with my friend / philosopher / guide […]

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‘My Grandson has run up a HUGE debt…fool he is, so I am going to repay it in one shot’…………….said a friend’s father. Chuckle chuckle….DO NOT REPAY the loan I said. I said again R bhai, do not repay your grandson’s debt, it is not worth it. He was really shocked – knowing my anti-debt […]

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  One of the girls who read my book….has sent this note….I have masked her name….obviously do not want her name to show up in a Google search!! Name:  hidden           Age: 23 (born 1987)         Profession: Service / Banker 1. At what age do you plan to retire? Have you started saving for retirement? I plan […]

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Understanding mean, median, mode, standard deviation, regression, reversion to the mean – is a pre-requisite to understand financial markets. Let us see some simple examples: It rained 90mm in Mumbai on 22nd July. If it rains like this for 6 months continuously, Mumbai will be drowned. It was 43* C in Lucknow on 23rd May. […]

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