I have been receiving queries about investing in fixed income  securities. Not sure whether it is an indication that Indians are pulling out of equity markets (read the article on Bloomberg about this) or banks are giving real poor interest rates. So let me run a series of questions. 1. Should I invest in a […]

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Thanks to Rich Dad Poor Dad (then bankrupt Dad too!) many people know what are assets and what are liabilities…I am making ONE more distinction…. Assets: are those assets which increase your REAL NETWORTH (NW) Assets: that  increase your nominal NETWORTH Assets: that are essential for your living and usage Assets (liabilities!): that are not […]

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Let us look at a fictitious conversation between a ‘Super Senior Vice President – Strategy and Execution’ and an IFA: Sir my client, Subra, has invested in our company’s ULIP with the least fund management charges…but it is doing very badly…what should I do? Sir my client is not a  greedy or a crazy guy, […]

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Will somebody explain the ONE day fluctuation of NAV by -7% followed by a +7% between 28th Feb to 29th Feb and 29th Feb to 1st March… not mentioning the Fund house name…many of u tracking NAV closely may have seen it. Beats me. In a Cap protection plan (i am assuming huge %age of […]

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Sir I have Rs. 100,000 to invest, what should I do? Want to invest for 7 years… Answer: In such turbulent times you should not invest in an equity scheme. So please invest this money in a clutch of balanced fund – Franklin Templeton Balanced fund, Reliance..fund (do not remember which), Hdfc Prudence fund, and […]

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