If there are a few basic investment lessons, and you must know, these are the ones: 1. The earlier you start the better, but TODAY is surely better than Tomorrow. 2. Your total return depends on how much return you get on each portion of your portfolio. So if 10% of your money is in […]

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Animal Planet may well be the best channel to watch for investments! Surprised? Well, considering that investor behaviour resembles that of herds, it does not sound all that unreasonable. After all, in 2001 we found it hard to convince them that it was worthwhile to invest in equities. And in 2008, it was hard to […]

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Thanks to Rich Dad Poor Dad (then bankrupt Dad too!) many people know what are assets and what are liabilities…I am making ONE more distinction…. Assets: are those assets which increase your REAL NETWORTH (NW) Assets: that  increase your nominal NETWORTH Assets: that are essential for your living and usage Assets (liabilities!): that are not […]

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Subra we may be a great marketing and distribution company, but we are no patch on the steel, cement and finance companies. This was said by one of the World’s great FMCG company….this is so true. Let us see how the real estate market works AGAINST the renter and FOR the owner: 1. ‘You cannot […]

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http://www.subramoney.com/book-written-by-me/ Happy Sankrant, Happy Pongal, Happy Lori……in short if you are from the West of the country, North of the country, or South of the country, happy new year!! For the Tamilians, Puthandu Nal Vazthugal…!! Continuing yesterdays post…assets that protect you against inflation…. Real Estate Traditionally real estate has been considered a very effective hedge […]

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a better version of this appeared recently in moneycontrol – in their wealth section… Shiva Garru of Hyderabad told me a story really difficult to believe, amusing for the readers and sad for the participant. His father in law had invested in fixed deposits and lost money, where as his father had a lot of […]

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The equity markets will improve in 3 months, 7 months, 9 months…..you have heard them all, have you not? Let us see what is likely to happen in 3 months. The global auto market will not improve, we cannot see any great recovery in the US auto – so the Indian suppliers will not benefit. […]

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