Every time a person looks at his / her portfolio there is likely to be some regret: In Dec 2008 you wished you were more into cash and in 2009 you wished you were more into stocks. However one thing is certain – the most disliked asset gives very good returns..depending on how you look […]

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Why should I hold cash? A very good question which many people keep asking. It is true of individuals, corporations and funds. Well cash is held for 3 main purposes (any Economics tutorial 101 will tell you this): 1. Transactions Motive – to do transactions 2. Precautionary Motive – just in case I need something. […]

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a better version of this appeared recently in moneycontrol – in their wealth section… Shiva Garru of Hyderabad told me a story really difficult to believe, amusing for the readers and sad for the participant. His father in law had invested in fixed deposits and lost money, where as his father had a lot of […]

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