I have referred to investment risk very many times in the past. This is a really scary risk in the Indian context NOW, as the inflation rates are sky rocketing. What exactly is Inflation risk? Inflation risk is the danger that an increase in price levels (normally for a sustained period of time)  will […]

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  “Let us get the basics right, Subra, if you want to be safe, you should invest in gilt. Equities, equity mutual funds, etc. are for the rich people who read your blog NOT FOR middle class people like me. I am a bank manager and I have all my money in bank fixed deposits. […]

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Normally resolutions are made at the beginning of the year or on a birthday…however here are some resolutions that an investor can take / do any time: 1. I promise to reduce mutual fund costs: If you are in a diversified mutual fund which charges 2.5% (max) shift to some scheme which charges less (say […]

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a better version of this appeared recently in moneycontrol – in their wealth section… Shiva Garru of Hyderabad told me a story really difficult to believe, amusing for the readers and sad for the participant. His father in law had invested in fixed deposits and lost money, where as his father had a lot of […]

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