I have referred to investment risk very many times in the past. This is a really scary risk in the Indian context NOW, as the inflation rates are sky rocketing. What exactly is Inflation risk? Inflation risk is the danger that an increase in price levels (normally for a sustained period of time)  will […]

Read More →

Here is an article about China…..I was getting some sadistic pleasure in doing a small change in the article….and would love it if people DISAGREED with me. I see kids in our office (qualified accountants) putting their money in LIC, Nsc, ppf, kvp, ……without thinking ABOUT real return AT ALL. Sad but true. So read […]

Read More →

Immaterial of whether you are in your 20’s or in your 50’s and you are looking at an investment you should know some of the basics of investing, so here it is. By and large at some stage you must have been approached by some investment advisor. He (increasingly she) must have offered you mutual […]

Read More →

  If you are an Investor in the developed markets, what should your strategy for investing be? Well here is an attempt to tell them what to do: 1. The share of the Emerging Markets in the World Economy is increasing, and increasing at a fast rate. It is therefore imperative for investors in the […]

Read More →

I had done this post on Moneycontrol long back… Immaterial of whether you are in your 20′s or in your 50′s and you are looking at an investment you should know some of the basics of investing, so here it is. By and large at some stage you must have been approached by some investment […]

Read More →

Thanks to my training back ground and having written the book  ‘Retire Rich: Invest Rs. 40 a day’ I have done some workshops on ‘Retirement Planning’ at various locations. There is one question which I HAVE TO ANSWER: ‘How much money as a corpus do I need to retire?’ – and if I say Rs. […]

Read More →

this article appeared in money mantra….as a lead story on inflation. Inflation is perhaps one of the least understood risks in investing. Understanding the power of small numbers is not easy. That is the reason why people find it difficult to understand the impact of compounding too – after all inflation is just negative compounding. […]

Read More →