a hypothetical letter to my hypothetical client. Any similarity to something like this already written by somebody is a sheer accident. Hello Mr. Client, Sebi has vide its circular said I have to tell you all the earnings that I have from your account. I wish they had said that mutual fund houses should […]

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I am really blessed. Training, writing, teaching takes you places and gives you a lot of time with a very very different set of people. Teaching ensures that you meet the highest energy kids with stars in their eyes and believing that they will change the world. Yes sometimes they do get carried away, but […]

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If you tell students in life you get what you deserve, or what you choose, they look at you like you are from Mars! Imagine a kid coming to me and saying ‘I want to be an equity analyst’ what should I do? Well the answer is simple – start collecting balance sheets and start […]

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Doing a series on how clients get ripped off! Each part is independent of the previous one. The first one was about Education. So continuing the education rip off. First we spoke of the ‘urban’ boy / girl who is on a self rip off mode. Take the case of a carpenter whose daughter is […]

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