Investing in volatile times!

I could have written a long article or just said…’I have said it so many times’…! There is no great secret to investing in volatile times. Imagine the situation of a person who is doing a Recurring Deposit in a bank…does he/she think what are the interest rates prevailing? No. He just does his RD. [...]

long live Ayn Rand

1. the 3G scam 2. many fertilizer scams 3. food grains – procured poor quality grains at very high prices. Now rotting 4. DGCA scam 5. Can get any loan for any amount from a PSU bank scam what is common to all these scams is simple. There is one babu who has a secured [...]

How to select a financial planner?

The frankest answer is I do not know. However I do train lots and lots of people so the easiest thing is to pick a phone number and give it to you. Or even worse put a few numbers on my blog / site. Well I do none of these..instead here are some suggestions (some [...]

Fund Returns vs. Investor Returns

If you read the articles on my blog there is malice towards all – if an investor is getting poor returns there is blame to be spread all around. Obviously there is conflict of interest, sales pressures, excessive loads, high fees, charges not being transparent, etc. However one thing the media surely does not want [...]

Standard Chartered IDR: apply?

I have been inundated by brokers and issue managers alike about why the Stan C  public issue of IDR (Indian Depository Receipt) is such a great product. I agree. I would love to have a big global bank with aggressive growth plans in markets like Asia, Africa, …and other parts. So inspite of the fact [...]

No commission to bankers too!

He who sells more gets more commission. This is always true for any sales program, unless the product is a monopoly product and the manufacturer could not care. So when a small distributor of mutual fund (or life insurance) compares himself to a big distributor, it is unfair. If a small distributor (let us say [...]